Exit Family First Realty | Wilmington MA Real Estate



35 Grace Drive, Wilmington, MA 01887

Single-Family

$499,000
Price

6
Rooms
3
Beds
2
Baths
So much to love about this Jackson Built ranch on a 1/2 acre lot in a desirable cul-de-sac neighborhood. 3 bedrooms, 2 full baths, sunny kitchen, fireplaced living room, & fully updated bath. Gleaming hardwood floors throughout. Entertain guests in your 25x11 enclosed patio with new french french doors opening to the large, level, fenced backyard. Adorable breezeway leads to a 1 car garage, new front porch. Partially finished lower features a family room with recessed lighting, beautiful 3/4 bath with charming barn door, separate laundry & utility rooms. Updates include newer roof, siding, windows, doors, & CENTRAL AIR! Storage sheds & lawn irrigation. Close proximity to schools, playground, soccer fields & skate park. Enjoy all that Wilmington offers such as excellent highway access, commuter rail, Silver Lake, Yentile Recreation Facility, 4th of July Celebration & newer high school. By appointment only, no open houses will be held. Quick close possible! Offers due Tues. 4/7 by 5pm.
Open House
No scheduled Open Houses

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This Single-Family in Wilmington, MA recently sold for $730,000. This Colonial style home was sold by Office Wilmington - Exit Family First Realty.


110 Chestnut Street, Wilmington, MA 01887

Single-Family

$729,900
Price
$730,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
NEW CONSTRUCTION Colonial with 3 bedrooms, 2.5 baths featuring an open concept kitchen and dining area with upgraded cabinetry and counter tops, a family room with fireplace, a formal dining room & half bath. Hardwood flooring throughout 1st floor, lots of natural sunlight & laundry area. The second floor features an impressive master bedroom suite with walk in closet & master bath with double sink. Large walk up attic which is ready for your finishing touches or offers storage galore. Additional space in basement, 2 car garage & plenty of off street parking. Maintenance free vinyl siding on the exterior, professional landscaping and 10x12 trex deck. Minutes from the town center, the train station, Wilmington's Yentile Park. Easy access to all major highways, public schools & local amenities. Chestnut Street is one of the most beautiful and historic streets Wilmington has to offer. This home features quality craftsmanship throughout and is the perfect place to call home!

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Photo by Andrey_Popov via Shutterstock

Federal law allows you to get your credit report free once per year. To do so, go to annualcreditreport.com and request your report. You need to do this at least once a year so that you can correct any errors or missing information.

Differences Between Credit Report & Credit Score

You typically have more than one credit score depending on its use. Two of the most common are the Vantage score and the FICO score. The Vantage score uses a different algorithm from the FICO score. Places such as your employer, auto insurance company or landlord typically use the Vantage score or one similar to it. Housing lenders more often use the FICO score. FICO has as many as 60 different scoring algorithms, as does Vantage scores. 

How Are FICO & Vantage Alike?

Currently, both scores range from about 300 (low) to 850 (best). In general, both Vantage and FICO use your payment history, the age of your accounts, balances versus available credit, type of debt you hold and how frequently you seek credit based on recent applications.

Types of debt can be revolving, such as a credit card; secured, like a home or auto loan; personal debt as when you take a consolidation loan, medical and education loans.

How Often Should You Check Your Scores?

While your credit report is free once a year, your credit scores from the three leading suppliers (Equifax, TransUnion and Experian) are not. But frequently, your bank, credit union, credit card providers and other financial institutions offer the opportunity to get them free. You should utilize these promotions as often as you can to keep on top of your score.

Each car payment you make — or when you pay off a credit card — changes your score. It could change by several points overnight too. Since credit “age” affects your score, don’t close old accounts. Periodically make a charge and then pay it off to keep that account active and in the mix.

New laws make it easier to see which score a lender uses too, so if you’re denied credit or offer a higher interest rate than you think you should be getting, you can check it out. When the two scores (Vantage and FICO) differ by a lot, you need to check your credit report to see what might be wrong. While it could just be the closing day of a credit card accounting cycle, it could also be something more serious like identity theft.

The closer you get to purchasing a home, the more you need to be on top of your scores. Don’t wait to review them because a problem can take a while to fix.


If you are in hot pursuit of your dream home, it is important to do everything you can to gain a leg up on the competition. That way, you can acquire your ideal residence as quickly as possible.

Now, let's take a look at three tips to help you gain a competitive advantage over your homebuying rivals.

1. Keep Track of the Local Housing Market

The top houses sell immediately, and as such, you may need to act fast to find and purchase your dream residence. If you keep track of the local housing market, however, you will be better equipped than other buyers to instantly acquire a house that suits you perfectly.

Monitor the housing market in cities and towns where you want to reside. Then, if you find a house you may want to buy, don't hesitate to set up a showing. And if you like what you see, you should submit a competitive offer to purchase this residence.

2. Get Your Finances in Order

Entering the housing market with pre-approval for a mortgage usually is a good idea. Because if you know how much you can spend on a residence, you can tailor your house search accordingly.

To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. Find out what mortgage options are available, and learn how different types of home financing work. Next, you can select a mortgage that enables you to begin your house search with a budget in hand.

Of course, if you have any concerns or questions about home financing, you should address them right away. If you speak with mortgage specialists at a bank or credit union, you can get the insights you need to make an informed mortgage selection.

3. Employ a Real Estate Agent

A real estate agent is a difference-maker, particularly for a homebuyer who is shopping for a residence in a fierce housing market. Typically, a real estate agent will work with a buyer to craft an in-depth property buying strategy. A real estate agent and homebuyer then will work together to put this plan into action and streamline the property buying journey.

In addition, a real estate agent offers guidance at each stage of the homebuying cycle. He or she first will help you hone your home search to a select group of cities and towns. A real estate agent next will keep you informed about houses that become available that match your homebuying criteria. If you find a house you want to purchase, a real estate agent will help you submit an aggressive property buying proposal. And if your offer to buy a home is accepted, a real estate agent will make it simple for you to finalize your house purchase.

As you get ready to pursue your dream residence, you should devote plenty of time and resources to prepare. Thanks to the aforementioned tips, you can prep for the homebuying journey, gain a competitive advantage over rival buyers and accelerate your house search.



7 Edwards Road, Wilmington, MA 01887

Single-Family

$569,900
Price

8
Rooms
3
Beds
1/1
Full/Half Baths
There's so much to love about this remodeled Colonial style home located on a corner lot in a neighborhood setting. You'll be immediately impressed upon entering this 3 bedroom, 1.5 bath home as the 1st floor features a brand new kitchen with upgraded cabinetry, granite counter tops & stainless steel appliances. The kitchen flows out to an enclosed sun room with heat as well as a dining room with wainscoting & crown molding. The 1st floor also includes an updated ½ bath & spacious living room with a fireplace & closet. Upstairs you will find 3 bedrooms, a full bath & ample closets. Numerous recent updates include refreshed bathrooms & kitchen, neutral interior paint, new flooring, updated light fixtures, new septic system, new driveway & landscaping, new heating & hot water by propane & a remodeled lower level. The finished basement offers 576 additional sq. feet as well as closet, laundry & utility areas. Close to schools, town amenities, 2 commuter rails, highways & is move-in ready!
Open House
No scheduled Open Houses

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